Monday 22 October 2012

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We have to pay a premium to live after the death of freedom. "

Life insurance guarantee full protection against risk of death by saving saver. Life insurance, death, determination of costs and savings plans, the same amount (interest) (with bonus where applicable) will be saved when it is offered to be paid.

Life Insurance b) the total amount of the contract expire after a certain time, it is a human life, and c) provides, or provided as a security generally accepted way of life that death.A) features one commercial loan.

Non-life insurance

"Each property value, economic value and commercial property security-related public policy."

Non-life insurance, life insurance, such as fire, marine, accident, medical, motor vehicle and household insurance products other than insurance. Building owner, vehicles, machinery and other tangible assets, asset information can be in the form. Physical form, because it is a strong asset in the uniform, subject to many risks and dangers of fire, theft and robbery.
Some general insurance policies:

Property Insurance: This is the most valued possession. Under the policy, a policy designed to cope with various risks. It provides insurance and family property and a security interest.


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Catastrophe insurance to protect against financial disaster. "

The simplest type, insurance, offset the effects of their misfortune, someone may suffer a loss or accident. It's your body, and helps to protect the financial situation you are everyday hazards.

Insurance in India without any restriction began in the nineteenth century. Mostly in large urban centers, some British insurance companies dominating the market working: This is a typical story of the colonial period. After independence, it took a dramatic turn. Nationalized insurance. First, the life insurance companies in the nation after 1956, the nationalization of general insurance business in 1972. 1999 a maximum of 26% foreign holding private insurance companies would only be allowed to re-insurance business.


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The insurance industry is enormous and very threatening. Insurance sold nearly anything you can imagine everything. Determining what the right time, you can be the most difficult task."

Protection of the property has been extended beyond the insurance firm ideas. Now the sudden changes in currency exchange rates, political turmoil damages, liability due to negligence and even discussed.

State Bank of India Bank guarantee its plan to enter the game brings a new dynamics. The collective experience of other countries in Asia has already deregulated their markets and has allowed foreign companies to participate. The experience of other countries is any guide, the life insurance company and the insurance company is not going to disappear any time soon dominated.

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Otherwise insurance to protect you against financial disaster that brought a disaster. "

In the simplest type, insurance, offset the effects of their misfortune, suffer a loss or accident to anyone. It's your body, and the financial situation at home helps protect you against everyday hazards.

Insurance in India began in the nineteenth century without any control. Often working in large urban centers, some British insurance companies dominating the market: This is a typical story of a colonial era. After independence, it took a dramatic turn. Nationalized insurance. First, after the nationalization of life insurance companies in 1956, the general insurance business was nationalized in 1972. A maximum of 26% foreign holding private insurance companies should be allowed to re-insurance business that was only in 1999.


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In a society, we do not expect the car insurance market in the private sector, but we did not expect the private health insurance market. In addition, a series of car insurance policies and a chorus from there, pushing us from national and state interests.

In the current private health insurance market is not stable. For several decades, the price will increase faster than inflation. Each year, health insurance than people ever use any insurance. Most private health insurance actuaries and market, its bureaucracy and a series of other people did not want to apply all the benefits of national health insurance. Still, we had a private insurance system violates the very principles of private insurance markets, and will try to maintain.
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Price risk insurance. Automobile and motor insurance price is based on risk. When setting auto insurance rates side by side must be careful.

The initial visit to the emergency room, the non-controlled diabetes and other obesity-related health problems in the long list. Without singling her out of his insurance premiums, an individual or group insurance, security pays for each episode, she also shared the cost of health insurance, which is not a criminal offense and punishable by a stimulus. He voluntarily insurance companies and / or change employers or health and safety deserve. If she is under group insurance, he can not pay any fee. Although the disease may be due to negligence on his body, then she maintains a poor life, his insurance, and the disease continues unabated.

This car is not insured. This atmosphere, already his, regardless of the low-cost car insurance, auto insurance to guarantee equal opportunity for all repairs, including damage to the car until the day it is the only completely fall (death) or 200,000 miles (medical) unsalvageable and the interim oil change (self-care) is based.


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We provide our own insurance. Some exceptions, automobile insurance is not a tax. As a result, traffic violations and / or accidents, insurance premiums because of the fear to change our driving behavior based on their insurability in some cases to increase our selection of vehicles.

Each of the above principles, supported by solid actuarial theory. Experts can not explain the basic principles of most Americans, the same time, an intuitive level so that everyone understands the auto insurance policies. Vehicles moral outrage loud national movement to change any policies, is essential to our life.

Unable to bear market

On the contrary, the same conventional health insurance policies are violated. In this demonstration, the first paragraph again to allow the suburban mother. He and the driver work, and school and activities, busy driving their children to work. Fast food every day he sat on the bed, exhausted nodes. He, a sedentary lifestyle, poor diet if obese, and there is no time to go to the doctor in years. He returned to the emergency room, a simple injury after her diagnosis, type II diabetes, not six weeks. Type II diabetes control, food control and exercise habits change, and the time and effort necessary life changes, she performed regularly to monitor his condition is very successful.


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Some older autos for additional insurance. Some older vehicles used autos or vintage autos collision and comprehensive insurance, or on the basis of the guarantee increases, additional security can be eligible. After careful analysis of the vehicle, but only if such insurance is provided.

* No wear and tear provided insurance. Replace wiper blades and brake pads wear out, and bumpers get dings. These events do not have insurance.

* Only one of the oldest insurance auto accidents. Antique autos insurance for accidents and cases of a few exceptions, are not service.

* Before the accident, the insurance will not be able to recover all vehicles. The same vehicle insurance. Any damage to the car in the car, car insurance is higher than the value. In addition to the vintage autos, assigned to a car going down in value over time. Most insurance, accident insurance, auto accidents in an age population.


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Great Harvest Action

There are some generally accepted principles from auto insurance following:

Invalid Care Voids some insurance. If a vehicle owner has no oil changes, car power train warranty is void. In fact, the oil should be changed only if the change is a certified mechanic and documents. Deliberate collision insurance on a hill can not be hidden driven cars.

The best insurance for new models. Bumper-to-bumper warranties are offered only to new cars. If they roll off the assembly line, automobile insurance actuarial value test is satisfied, the risk is low and stable. In addition, car manufacturers usually an ongoing relationship with the owner in order to encourage new car prices fell again wrap some security.

Limited insurance is offered for old model autos. The insurance is limited to the old model autos. Bumper-to-bumper warranty expires, the power train warranty expires at the end, collision and comprehensive insurance on the car market value based on the amount gradually decreases.

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Auto Insurance Principles

Trust their vehicles to get to work for many Americans. Automobile no job, no money, no rent or mortgage, food.He is also the interim oil change, regardless of whether the insurance is valid.

Why are auto insurance companies such messages written, directly or through used car dealers, is not it? And the importance of reliable transport, such as why it is not safe for the public?In a society, we intuitively, especially in the absence of regular maintenance, the need for an old car care related expenses for each engine, understand that there is no insurance. We do not have health insurance, according to the same instincts.

If you are an insurance company, and guarantees that the car manufacturers and retailers purchased from your dealer or directly buy traditional insurance: car insurance comes in two forms. Both the insurance risk transfer and sharing devices and I can see both. And third-party insurance - auto insurance - auto insurance, health insurance or third-party equivalent of the traditional auto insurance, collision and comprehensive insurance, I only want to analyze.


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